Welcome to Francois and Associates Financial Services

Francois and Associates is a Massachusetts based debt relief company whose primary mission is to provide best-in-class debt settlement products and services on behalf of its clients who have insoluble credit card, or other unsecured debt. During the course of a client’s debt settlement program, our certified settlement consultants will negotiate with our client’s creditor(s) to reach an agreement on a settlement amount. In some instances, this negotiated settlement is a fraction of what was owed.*

Our Debt Relief Solutions:

  • Will absolve all or most of your credit card or unsecured debt *
  • May provide an alternative to filing bankruptcy
  • Help you take control of your financial future
  • Help you save for retirement, health care, and college tuition
  • Help you move your business plans forward while resolving your debt
  • Will give you a fresh start without burdensome credit card debt
Unsecured debt includes: The following debts are NOT eligible:
  • – Credit Card Debt
  • – Medical / Hospital Bills
  • – Department Store Credit Cards
  • – Oil / Gas Credit Cards
  • – Personal Loans (unsecured)
  • – Overdue Rent
  • – Autos (Repos)
  • – Local Merchants
  • – Past Due Utility Bills
  • – Student Loans
  • – Mortgage Payments
  • – Car Payments
  • – Secured Consolidation Loans
  • – Income Tax Payment

* Actual results will vary based on individual situations and negotiations. Francois and Associates makes no representation or guarantees regarding specific percentages or specific terms. Call for a free consultation to learn about our debt relief program.