A friend of mine referred me to Francois and Associates to help me manage my overwhelming credit card debt. And although I was skeptical at first because of a dreadful experience I had with another company, I decided to give this another try after speaking with one of their debt relief associates. Their honesty and “straight-talk” approach really appealed to me and today, I am debt free! I would definitely recommend Francois and Associates to anyone who has unmanageable credit card debt and is searching for help. They have the expertise and knowledge to get it done.
- Alda B.
Stoneham, MA
After my elderly mother fell, it became a challenge for my family to pay for her care, along with our own expenses. We turned to credit cards to get us by but were barely making any progress on the balance. We contacted F&A to see if they could help. They've been able to save us 40% on one of our accounts and are close to settling our second. We're relieved to find a way out of our situation, with a team that has shown dedication and outstanding service
- William H.
Webster, MA




